top of page
  • Facebook
  • Twitter
  • LinkedIn


Hello. Thanks for logging on to my site.

If you are looking for information on how you can use your equity in your primary home to generate some tax-free cash to use to improve your life or to use any way you wish……I am here to help you.

Your home may be the largest asset you have and the equity you have built up can be used to improve your life. A home will not buy you a new car, pay for a trip to Europe or put groceries on your table.  One of the main attractions of a reverse mortgage is it will eliminate your mortgage payments.  Borrowers are always required to pay taxes, HOA fees, insurance, maintain the home and live it as the primary residence.

If you are saving your home for heirs, it is most probable that your heirs will not wish to live in your home. The odds are that the home will be put on the market to sell for cash as quickly as possible. Heirs generally want cash and usually will not move from another city to live in your home.

So, why would you want to save your home? It’s your equity, why not use it?

One of the ways many people use home equity is to obtain a HELOC (home equity line of credit) from a bank. But, to qualify for a HELOC you will need to have minimum income. Also, you will be required to make monthly payments. What if your income has declined?

A good, and safe, way to generate tax-free cash, is by seeing if you quality for a HECM loan (home equity conversion mortgage). These
loans are commonly referred to as “reverse” mortgages". If we just swap the “v” and the “s”, we have RESERVE. I like to call these loans reserve loans as that is what they really are. Or just call them HECM’s.

If you would like to check into this, I can help you to see if an HECM will work for you. Just fill out the CONTACT form and I will get back to you quickly.

2nd Mortgage Flyer.jpg
bottom of page